The kids are out of school, it’s getting HOTTER and we’re all looking forward to some Summer fun!
Our team kicked off the Summer with a pool party! Usually we are guaranteed rain if we plan a BBQ Pool Party but we lucked out and had great weather. It was a lot of fun to get our families together…lots of laughs and splashes!
My family has a getaway planned for Great Wolf Lodge later in the month. Charlie invited his cousin, Amelia, to join us. We’re excited to enjoy the water park and to simply get away for a couple days. Later this Summer, we’re going to take a road trip to Orange Beach, AL. We had so much fun last year that we’re going to do it again!
Max and Briana are heading to float the Guadeloupe River next month with a group of friends. They go every year and have a blast!
Rachelle and Nate are going on a cruise. They’ll enjoy some time in Half Moon Cay, Bahamas, Grand Turk Island and Amber Cove, Dominican Republic.
I hope you have some time scheduled for some rest and relaxation this Summer!
Have a great month,
Jeff Van Matre
Food Drive
benefiting Metrocrest Services
We have the best
clients, friends and family!
Thank you all for your support last month. Together, we provided some great pantry items and funds to help support our community.
Happy Father’s Day to all the great dads!
DAD
A son’s first Hero.
A daughter’s first Love.
WINNER!!!
May Facebook Giveaway
Thank you to everyone that participated in our May giveaway on Facebook last month. We had so much fun hearing about all of your upcoming projects and wish you lots of luck on completing and loving the results.
We are excited to share that Debra M. was drawn as our winner. We can’t wait to see some “before” and “after” pictures!
If you haven’t liked us on Facebook yet, you’re missing out! We have a fun giveaway each month (at least one) and
Our June Giveaway is going on NOW…you can’t win if you don’t participate! This month we are giving away an Amazon Gift Card!
Drawing takes place on Friday 6/28.
Best of luck, y’all!
Riddle Answer:
An echo.
4 Things to Consider When Insuring a Second Home
Everyone loves vacation. But, vacationing in your own seasonal home? Even better.
However, there’s a lot to consider when it comes to protecting your investment in a vacation home, and you definitely want to protect it. We here at JVM Insurance can help by making sure you have the insurance coverage you want.
To that end, here are four things that may impact the coverage you choose and how much you’ll pay for it.
Separate Policy: Your seasonal home won’t be part of your primary property policy. It needs its own policy, and you can expect it to be similar to the one for your primary residence. However, you do need to watch out for “named perils” coverage, under which your policy explicitly lists the perils it will cover. If a peril isn’t listed, no coverage. We typically steer homeowners away from this type of coverage, in favor of broader coverage.
Location and Occupancy: The “where” of your vacation home is no doubt among the primary reasons why you bought it. But, it will also impact your insurance costs. Rural areas are hard for emergency responders to reach, and waterfront homes are prone to flooding. These added risks can mean added insurance costs, such as the need for a separate flood policy. If the home is unoccupied or rented for much of the year, there are even more insurance considerations.
Personal Property: Establishing and maintaining a separate inventory of the things you keep at your vacation home will help you select an appropriate level of personal property coverage. If it’s filled with expensive skiing and snowboarding gear, for example, you may need increased coverage or to schedule some of the more valuable items separately.
Extra Liability Protection: If you plan to regularly host guests at your summer or winter retreat, you should consider an umbrella policy, which will help to increase your liability limits in case someone is seriously injured on your property. This can go for invited and uninvited guests alike.
We know you want to relax and enjoy your chosen spot in the sun – or snow. Having the right insurance coverage helps you do just that, so give us a call and let us help!
Mark Your Calendar!
June 7 – National Donut Day
June 14 – Flag Day (and Angie’s Brother, Michael’s bday!)
June 16 – Father’s Day
June 28 – Insurance Awareness Day (our fav)
Our Referral Program
Tell your friends, family and colleagues about your great experience with us!
We’ll provide them with an insurance review and quote (no obligation).
As a token of our thanks, we’ll send you a $10 Amazon Gift Card!
You’ll also be entered into a quarterly drawing for $150 cash and an annual drawing for $500 cash!
We will donate $5 per referral to My Possibilities during the 2nd quarter of 2019!
